If youre moving to a new city, for example, everyone from landlords to utility companies might want to check your credit history. Some people want a more permanent credit thaw. That way, you can unfreeze your credit for a few weeks and know that it will be securely frozen once the time limit is up. After the designated time period ends, the credit bureau will automatically put a freeze back on your credit report. This gives banks and lenders enough time to perform which are essential steps in getting mortgages, car loans and credit cards without leaving your credit report unfrozen for so long that it could fall into the wrong hands.Ī temporary credit thaw also means you dont have to worry about remembering to re-freeze your credit. Many people choose to unfreeze their credit temporarily. If you want to lift a credit freeze on your Equifax, Experian or TransUnion credit reports, you have two options: you can either create a temporary credit freeze lift, which removes the credit freeze for a limited amount of time, or you can thaw your credit permanently. Recommended Reading: What Credit Score Is Needed To Get A Mortgage Should You Unfreeze Your Credit Temporarily This site is governed by the TransUnion Interactive privacy policy located here. For complete details of any product mentioned, visit. You should consult your own attorney or financial adviser regarding your particular situation. The information contained in the TransUnion blog is provided for educational purposes only and does not constitute legal or financial advice. We do not guarantee the accuracy or completeness of the information provided. ![]() Continuously practicing good habits will help you build a healthy credit profile and allow you to capitalize on opportunities you deserve.ĭisclaimer: The information posted to this blog was accurate at the time it was initially published. It provides daily refreshes of your credit report and alerts you to critical account changes to any of your 3-bureau credit reports. A subscription to TransUnion Credit Monitoring can further help you manage your data identity with confidence. ![]() Now that youve taken that responsible step of protecting your information, consider building on that good habit by regularly monitoring your credit reports. Its a great safeguard for when youre not actively house or car shopping or seeking other credit opportunities. Protecting your information, like using a credit freeze, puts you in control of your credit health and data identity. ![]() Don’t Miss: How Much Will A Secured Credit Card Raise My Score Building On Your Good Credit Habits
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